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The interest rates and annual percentage yields displayed here are for the wells fargo bank locations in the california counties of alameda, contra costa, marin, napa, san francisco, san mateo, santa clara, solano and sonoma. (see how cd specials work.) relationship rates vs. Find out the interest rates offered on wells fargo cds, as well as minimum deposit requirements and early withdrawal penalties.

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To get the best rates, you need to have one of wells fargo's most exclusive checking accounts Wells fargo has standard cds that require $2,500 to open and special cds with higher rates and a much higher minimum of $5,000 to open See how rates for this account have changed over time

Select the cd term length from the dropdown and interact with the trend lines to view apy by date.

Wells fargo offers standard, special and relationship rates for their cds Although wells fargo cds offer a number of benefits, it’s also important to consider the drawbacks of these accounts Breaking down the pros and cons can help you decide how a wells fargo cd may fit into your savings strategy How much can you earn with a wells fargo cd?

Here’s what you need to know about wells fargo cd rates and which to consider opening for the biggest return All rates and fees are current as of aug 18, 2025, and are subject to change. Wells fargo offers two certificate of deposit account types

Special cds and standard cds

You do have the option of earning at higher bonus rates, though, by linking a checking account. Some cd rates at wells fargo are good, but wells fargo requires a hefty minimum opening deposit, and it doesn't offer many cd terms Many of wells fargo cds have fairly low rates compared to many other cds on the market today Shop around to find the cd that will match your needs and provide a competitive return.