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No medicare drug plan may have a deductible more than $590 in 2025 ($615 in 2026), and some plans have no deductible Get clear explanations of all prescription drug coverage expenses. A fixed amount you pay for a drug at the pharmacy.

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Previously, if you had medicare part d drug coverage and reached the catastrophic coverage phase, you continued to pay 5% of your drug costs for the rest of the year After your spending hits that amount, you enter the catastrophic coverage phase and your plan pays 100% of the cost of covered medications for the rest of the year. Now you’ll save, on average, hundreds of dollars in copayments in 2024