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To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. Continue using this tool to ensure you are on track to hitting your retirement savings goal. Based on your birthday, this online calculator calculates your full retirement date, the first month you will be eligible for full social security retirement benefits, and the month you can apply for them.
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Understanding at which age you attain full retirement age is important because this is when you qualify for 100% of your social security benefit To perform your retirement age calculation, use our online retirement date calculator If you file before this age your benefit will be reduced
If you file after this date, your benefit may be increased.
What is your full retirement age Full retirement age (fra), sometimes referred to as “normal retirement age,” is the specific age at which an individual qualifies to receive their full, unreduced social security retirement benefit payment This age is not the same for everyone It is determined by the year an individual was born.
The social security full retirement age varies based on your birth year Here's how to determine your full retirement age and what this means for your social security benefits in retirement. Here's how to figure out when you're ready to take the retirement leap Identify key income sources for retirement
Social security, pensions, annuities, and savings
Our social security full retirement age chart can help you maximize your benefits, regardless of your age and keep you aligned with your retirement strategy. When planning for retirement in the united states, the question “ what age can i retire?” often comes up The answer depends on when you were born, how many social security credits you’ve earned, and whether you want to retire early, on time, or later for extra benefits.
