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Are you age 65 or older According to our analysis of 145,500 car insurance rates and 546 data points, seniors pay an average of $2,103 annually for car insurance. We analyzed rates and coverage options from top auto insurance companies to determine the best car insurance companies for seniors.

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Best auto insurance for seniors in 2025 (top 9 companies ranked) aarp, progressive, and geico have the best auto insurance for seniors, with monthly rates starting at $42 a month Best car insurance for seniors Aarp offers personalized service and an extensive repair network, while geico is the most affordable option for all drivers

Seniors can also save up to 30% with a defensive driving discount.

To find the best auto insurance providers for seniors, i looked for the following All of the plans listed here cost under $150 per month for full coverage auto insurance, even for people over the age of 80. Senior car insurance rates increase by more than 20% Find out which insurers offer the best coverage with the most affordable rates for older drivers.

Average car insurance rates for seniors older drivers may face higher premiums since insurers consider factors like slower reaction times, health changes, and overall accident risk As a result, car insurance rates often increase with age The best auto insurance for seniors features affordable rates and good customer support See wallethub's picks for the best auto insurance for seniors.

The best auto insurance for seniors in 2025 includes the hartford for aarp perks, usaa for veterans, and nationwide for low rates.